CUA Platinum Credit Card

CUA Platinum Credit Card

CUA Platinum Credit
Card with 0%p.a. for 13
months on balance

Enjoy more of the moments that make life rich with the new CUA Platinum Credit Card2. With one CUA Life Rich Rewards point for every $1 you spend, you'll soon see just how rewarding the right card can be.

  • No annual fee for the first year (saving $149)3
  • 0%p.a. on balance transfers for 13 months
  • One CUA Life Rich Rewards Point for every $1 spent on purchases (up to 100,000 per year)4
  • CUA Life Rich Rewards Points that never expire as long as you keep your account5
  • Up to 55 days' interest free on purchases6
  • Complimentary international travel insurance7 and purchase protection insurance

Find out more

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1 Your total balance transfer may not exceed 80% of your credit limit. CUA may allow this to be exceeded at our discretion. The 0% p.a. interest rate will apply for 13 months from the date of processing to any Balance Transfer which is applied for within 3 months of the Disclosure Date in your Offer and Card Contract. At the end of that Promotional Interest Rate Period, any part of the Balance Transfer which remains unpaid will be included in the Balance Transfers Balance and the Cash Advance Rate( currently 21.74% p.a.) will apply. The 0% p.a. balance transfer interest rate will not apply to transfers from other CUA-issued credit cards. This offer can be withdrawn at any time. The 55 day interest free period on purchases will not apply while any balance transfer amount remains outstanding.
2 Lending criteria, fees, charges, terms & conditions apply. Credit Union Australia Limited ABN 44 087 650 959 Australian credit licence 238317 (CUA) is the issuer of the CUA Platinum Credit Card.
3 After the first year has expired, an Annual Fee of $149 will be applied each year. Fees are current as at 31 May 2016 and are subject to change.
4 CUA Life Rich Rewards Points accrue in accordance with the "CUA Platinum Credit Card – Terms & Conditions for Other Benefits". Points relating to the use of the card will be awarded for credit purchases only, capped at 100,000 points per year. You will not earn Rewards Points on interest charges; government charges; bank fees; gambling, cash advances, balance transfers and card account adjustments resulting from disputed transactions.
5 Your CUA Life Rich Rewards Points will not expire as long as you remain a CUA Platinum Credit Card holder. If you cease to be a CUA Platinum Credit Card holder, your points will expire when your account is closed. In some circumstances at our discretion, you may not be entitled to use your points or to claim rewards. Refer to the terms & conditions for details.
6 The interest free period of up to 55 days applies to purchases when you pay your balance off in full by the payment due date. If you carry over a balance on your credit card from one month to the next, the 55 days interest-free period does not apply and you are charged interest once you make a purchase. No interest free period is available on Cash Advances or Balance Transfers.
7Complimentary Travel Insurance and Complimentary Purchase Protection Insurance is issued and managed by AWP Australia Pty Ltd (AFSL No.245631 ABN 52 097 227 177) trading as Allianz Global Assistance on behalf of the insurer Allianz Australia Insurance Limited (AFSL No. 234708 ABN 15 000 122 850) for CUA and is subject to terms, conditions, limits and exclusions. See "CUA Platinum Credit Card - Terms & Conditions for Other Benefits" for full details.